Bills, overdrafts, and debt were all major contributors to the cause of my stress. However, the only reason I was in that situation was because I brought it upon myself. I followed the jingles in the commercial after my favorite TV show and applied for a loan, a credit card, a payment plan, etc. Anyways, the point is I was drowning in debt and had I not realized the toll it was taking on me, recovery would have taken a lot more than a few months of medical aid. Fortunately my eyes were unsealed. As a result, I chose an optimistic attitude that I can assure you changed my life for the better.
Some people never get the chance to realize the negative impact money and stress can bring.
It's a common belief that in order to have things, we need credit cards and more debt. But is it really ours? To acquire valuables, does one really need to get into debt? What are the real valuables? Is it clothes, electronics, money? Or is it happy and healthy living?
Most of us grow into a society that teaches us to go to school, then spend hundreds of money in college to then pay off debt to get into more debt to be able to survive in this economy. We uncover possibilities and discover alternatives to acquire things we didn’t even know we needed. Credit card companies approve you with zero APR. Loans are endless and easy to get, advertisements coming in from all angles reminding you “we can help”. The options are effortless; we just have to sign a document. Years later we find ourselves on a “sinking ship”. As a result, we develop trauma, depression, even insanity. The options are presented as manageable but at what cost? We're so use to following the system and doing what others advise that we forget that we too have a choice, a voice. Let's use it!